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Traveling Abroad with Your Credit Card: 3 Tips You Should Follow
Posted by :GreciaPosted date : January 28, 2017In Tourism GuideComments Off on Traveling Abroad with Your Credit Card: 3 Tips You Should Follow
If you are planning on going on a vacation abroad, there are certainly quite a lot of stuff on your mind concerning everything you need to pack and every single place you are going to visit. However, before you set your sails for your adventure, you need to think about the most important thing before you go – money.
Of course, if you are completely ready to go to your desired destination, you have certainly already made plans about how much money you are going to spend, but have you thought about your credit card? Unfortunately, a lot of people face troubles with credit card security when traveling abroad, which is exactly why you need to take all the necessary precautions in order to make sure you successfully prevent any potential problem.
Therefore, take a look at some very useful credit card tips that you should follow when traveling abroad, both before you start packing your bags and during your vacation.
Contact Your Credit Card Issuer before the Trip
Credit card issuers want to provide you with maximum security at all times, which is why many of them provide credit cards with built-in fraud protection. This means that, if they detect some purchase outside your country, they may flag it fraudulent and cancel your card.
Therefore, in order to avoid your credit card being shut down during your trip, make sure you contact your credit card issuer and inform them about your travel. You can either give them a heads up online or call their customer service center and speak directly to one of their representatives. It will definitely give you a piece of mind, so that you don’t have to worry about not having enough money on your vacation.
Also, if you happen to experience some problems with your credit card when you are abroad and you need to contact your credit card issuer, you need to have in mind that the call will be much more expensive than what you are used to. Therefore, make sure you check if your credit card has an international number for calling your credit card issuer (most of them have it printed on the back) and, if it doesn’t, call them to ask for the number, so that you can easily reach them if any problem occurs.
Be Mindful of Foreign Transaction Fees and Credit Card Acceptance
Foreign transaction fees may differ quite a lot from the fees in your country, so you should do your homework and research the transaction fees of the country you are traveling to. Also, be mindful of ATM fees, as they can be pretty high when it comes to international transactions, not to mention that many of them might not be as secure as you may think. Therefore, if you really need to use an ATM during your trip, make sure it is attached to a secure bank.
In addition, not all credit cards are accepted in every country, so make sure you check if yours is before you go. You don’t want to learn about it the wrong way, do you? Even if your card is accepted abroad, it certainly wouldn’t hurt to have a different one as a backup in case you lose the first one or experience some problems with it, so make sure you take another one with you.
Bring Cash – Better Safe than Sorry
You should always carry cash with you when you travel abroad in order to make sure you have another method of payment available if you experience some issues with your credit card or it gets lost or stolen. However, make sure you always carry a reasonable amount of money with you – you don’t want to be an easy target for muggers, do you?
If you are looking for a new credit card before going on your vacation abroad, make sure you choose a credit card company that is reputable, reliable and can provide you with maximum security both in your home country and abroad. Go online and check out various credit card processing reviews that the previous and current clients of many credit card companies left, so that you can make a more informed decision and choose the best possible credit card company in which you can really put your trust.
Grecia is the author of tournavationmke.com. She loves to travel around the world and share her experience and knowledge about the travel industry, features about travel trends. Prior to travel writing, Grecia covered Internet and Technology articles and contributing for many other web blogs.